Realizing the Islamic Banking Consumer Behaviour in Indonesia
Abstract
The purpose of this study is to analyze the relationship between brand image, product knowledge and perception of profit sharing toward intention to use of Islamic Banking products in Indonesia. Data were obtained by distributing questionnaires to consumers who have not use Islamic Banking products in Indonesia. The collected data was analyzed by using SmartPLS. This study founds that brand image has a positive effect on intention to use, product knowledge has a positive effect on intention to use, and perception of profit sharing has positive effect on intention to use Islamic Baking products. Thus, this study focuses only on the Islamic Banks perspective. For the future researches are recommended to examine the internatl factors of consumers that influence intention to use Islamic Banking such as religiosity, attitude as mediating variable and product knowledge.
References
Angriani, Sari & Hariadi, S. (2018). Pengaruh Persepsi Keyakinan dan Bagi Hasil terhadap Minat Menabung di Bank Syariah. Jurnal Ekonomi Dan Bisnis, 23, 1–10. https://doi.org/https://doi.org/10.24123/jeb.v23i1.2006.
Azmawani Abd Rahman, Ebrahim Asrarhaghighi, S. A. R. (2015). Consumers and halal cosmetic products: Knowledge, religiosity, attitude and intention. Emeraldinsight, 6(1), 148–163. https://doi.org/10.1108/JIMA-09-2013-0068
Claudia Meidisa, F. S. (2019). Pengaruh Preferensi dan Pengetahuan Produk Terhadap Minat Menabung Masyarakat Pada Bank Nagari Unit Layanan Syariah Cabang Pasar Raya Padang. Sekolah Tinggi Ilmu Ekonomi “KBP,” (21). Retrieved from https://osf.io/preprints/inarxiv/bf7cr/
Erdil, T. S. (2015). Effects of Customer Brand Perceptions on Store Image and Purchase Intention: An Applic
Copyright (c) 2023 Dudi Permana
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Please find the rights and licenses in AMAR (Andalas Management Review). By submitting the article/manuscript of the article, the author(s) agree with this policy. No specific document sign-off is required.
1. License
The non-commercial use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
2. Author(s)' Warranties
The author warrants that the article is original, written by stated author(s), has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).
3. User Rights
AMAR is to disseminate/published articles are as free as possible. Under the Creative Commons license, AMAR permits users to copy, distribute, display, and perform the work for non-commercial purposes only. Users will also need to attribute authors and AMAR on distributing works in the journal and other media of publications.
4. Rights of Authors
Authors retain all their rights to the published works, such as (but not limited to) the following rights;
- Copyright and other proprietary rights relating to the article, such as patent rights,
- The right to use the substance of the article in own future works, including lectures and books,
- The right to reproduce the article for own purposes,
- The right to self-archive the article,
- The right to enter into separate, additional contractual arrangements for the non-exclusive distribution of the article's published version (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal (Andalas Management Review).
5. Co-Authorship
If the article was jointly prepared by more than one author, any authors submitting the manuscript warrants that he/she has been authorized by all co-authors to be agreed on this copyright and license notice (agreement) on their behalf, and agrees to inform his/her co-authors of the terms of this policy. AMAR will not be held liable for anything that may arise due to the author(s) internal dispute. AMAR will only communicate with the corresponding author.
6. Royalties
Being an open accessed journal and disseminating articles for free under the Creative Commons license term mentioned, author(s) aware that AMAR entitles the author(s) to no royalties or other fees.